Why choose a broker versus an insurance company?

Choosing to work with a broker offers substantial advantages and does not result in additional fees or higher annual premiums. An insurance broker is a professional who sells insurance products from many different companies and acts as an intermediary between the insurer and the insured.

Advantages of purchasing insurance through an insurance broker :

• Expertise. Your broker has all the knowledge needed to evaluate your requirements. Because of this, he or she can inform you of the products available that best meet your needs. You can skip the long hours of research and reading and trust the in-depth expertise of a broker - which will help you save time and avoid stress.
• Personalized service. Brokers are there for you. You will appreciate a relationship that starts with advice and develops into ongoing support, answering your questions and helping you to file your claims.
• Diversification. A broker is not attached to any specific insurance company. The broker carefully studies what's on the market, then suggests what's most suitable for you. Brokers are in contact with many companies, so they know the best solutions and how to negotiate the best rates.
• A complete overview. When a good relationship is established between client and broker, the broker becomes a consultant for the client's entire insurance portfolio and can also guide him or her on financial investments. The overview position often allows the broker to find interesting advantages for the client. The broker thus becomes an ally.